File or Pay? – $4.99

Not sure if you should file an insurance claim or handle it yourself? This tool helps you make a smart decision — fast.

⚡ Just $4.99 — no guesswork, no pressure.

Make the Right Move

Filing a claim can affect your premiums. Paying out of pocket might cost more than you think.

This quick decision helper gives you clarity on:

• When it makes sense to file
• When you should wait or pay cash
• What risks come with both options

What You Get

For just $4.99, you'll receive a printable, easy-to-follow guide based on your situation, including:

• A personalized file-or-pay recommendation
• Potential net payout after deductible and depreciation
• Risk checklist (rate hikes, denial, prior claims)
• Smart documentation tips (even if you don’t file)

How It Works

After payment, you’ll get a secure link where you will answer a few quick questions. Within 24–48 hours, we'll generate a tailored PDF based on your inputs

Works for hail, water, fire, wind, and other property damage.